{"success":true,"message":"SmartKop API v1","data":{"name":"SmartKop","company":"PT Indo Smart Media","version":"1.0.0","endpoints":{"auth":["POST /api/v1/auth/register","POST /api/v1/auth/login","POST /api/v1/auth/refresh","GET  /api/v1/auth/profile","PATCH /api/v1/auth/change-password"],"users":["GET  /api/v1/users","GET  /api/v1/users/:userId","PATCH /api/v1/users/:userId/status","POST /api/v1/users/internal"],"savings":["POST /api/v1/savings/deposit","POST /api/v1/savings/withdraw","GET  /api/v1/savings/balance/:userId","GET  /api/v1/savings/history/:userId"],"loans":["POST /api/v1/loans/simulate","POST /api/v1/loans/apply","PATCH /api/v1/loans/:id/status","POST /api/v1/loans/:id/disburse","GET  /api/v1/loans/:id/schedule","POST /api/v1/loans/pay-installment"],"commerce":["GET  /api/v1/products","POST /api/v1/products","PATCH /api/v1/products/:id/stock","POST /api/v1/pos/checkout","GET  /api/v1/pos/orders","GET  /api/v1/pos/summary"],"pages":["GET  /api/v1/pages","GET  /api/v1/pages/:slug","POST /api/v1/pages","PATCH /api/v1/pages/:id","DELETE /api/v1/pages/:id"]}}}